Direct Wholesale Lender
All Home Wholesale has a business model that is made by originators, for originators. Our team is dedicated to funding loans. While other lenders use investment overlays or frown on exceptions, we underwrite and fund your loans in-house, and WELCOME exceptions. Try our Scenario Desk!
See our current Turn Times
Programs designed for you
Our clients are Brokers like yourself, that want to find a home for every loan. We have programs that 'fit just outside the box' with competitive pricing, all the way to aggressively expanded programs for those borrowers that have credit issues or are self-employed and cannot qualify for normal full doc situations. If a loan can be done, we can FUND IT.
Our Products Overview
Some Recent Scenarios!
Want to ask about a Loan Scenario that you're currently working on? Email us! ScenarioDesk@AHLbanker.com. Our Scenario Desk team will respond ASAP!
Self Employed Borrower
- 24 months business bank statements
- 700 FICO
- $400,000 loan amount
- 85% LTV
- 45% DTI
- 30 year fixed
Debt Consolidation Cash-out
- 24 month full documentation
- 600 FICO
- Recent 3 x 60 x 12 lates
- $200,000 cash out
- 80% LTV
- 38% DTI
- 5/1 ARM
Near Miss Jumbo
- 24 month full documentation
- 660 FICO
- $2.5mm loan amount
- 80% LTV
- 50% DTI
- 7/1 ARM I/O
Recent Credit Events
- 24 month full documentation
- 595 FICO
- 18 months from BK
- $175,000 loan amount
- 80% LTV
- 29% DTI
- 7/1 ARM
Professional RE Investor
- Owns 15 rental properties
- Wants to vest in LLC.
- 740 FICO
- $100,000 cash out loan amount
- 50% LTV & 1.30 DSCR
- 3/1 ARM
Foreign National Borrower
- Investment or 2nd home
- No US FICO
- $3mm loan amount
- 50% LTV
- 40% DTI or 1.15 DSCR
- 5/1 ARM
CONTACT US
Address: 10 Plaza Sq., Ste 200, Orange, CA
Phone: 800-872-5063
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Linkedin: All Home Lending
AHL PRODUCT
TOOLS & INFORMATION
NMLS No: 102179 - All Home Lending Inc. operates in the following states under the license/exemption listed: California loans will be made or arranged pursuant to Department of Oversight, California Finance Lenders Law License #603-D829; California BRE # 0152493; Washington Consumer Loan License #520-CL-31003; Colorado ID #102179; Oregon Mortgage Lending License ML-5049, Colorado License #20111092473, Texas SML Mortgage Banker Registration Florida Office of Financial Regulations MLD1512. FHA ID 24876-00005 (Santa Ana). Interest rates are subject to change without notice. All products are subject to credit, income and property approval. Program terms and conditions are subject to change without prior notice. Not all products are available in all states or for all amounts. Other restrictions and limitations may apply. For any inquiries please contact 714-670-1555.